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Home seekers have been warned that, with asking prices hitting a record high, rushing to buy could prove a false economy. Potential buyers must not only weigh up the the maximum £15, 000 saving from the stamp duty holiday against how much extra they will pay for a property in a seller's market, but also whether they will get more for their home too to balance that out. Zoopla's own index shows that annual house price growth is running at 3 per cent this month, up from 1. 1 per cent growth in October last year and the highest in two years and half. Nottingham has seen the biggest rise of 5. 1 per cent, while Cambridge the smallest of 0. 9 per cent, while prices in Aberdeen fell 0. 9 per cent. 'House price growth continues to move higher as the weight of demand pushes the growth rate upwards and we expect prices to be 4 per cent higher by the end of 2020, ' Donnell said. Clogging the pipeline: House sales agreed peaked in August, rising 62% However, Zoopla said the overall picture of strength is masking a slowdown in sales in parts of the country inhabited by households with lower incomes, who are more likely to suffer because of the current crisis.